You don’t have to be an expert in car insurance to get a good deal, and what many people don’t realize is that it doesn’t take a lot of time to do a little research and get the best car insurance deal possible. Yes, sometimes just thinking about all those different policies and insurance rates and all those unfamiliar terms sounds like a nightmare, but it doesn’t have to be like this. To make things easier for you, we decided to get some inside info from experts working in insurance policy companies and see if they have any useful tips for us.
People ignoring the company’s reputation
With the help of internet and all the sites and forums where you can read about other peoples’ experiences, it’s a piece of cake to quickly get info on a company. And we’re not thinking about the company’s ads but the real life experiences of people who used their car insurance policies. How many satisfied customers are there compared to unsatisfied? Did the company give an unreasonably low damage estimate or try to trick their users in any other way? Never go for an car insurance company with lots of bad reviews, no matter how much cheaper it is compared to the other companies. You don’t want to end up tricked, so check a company out before even thinking about getting their car insurance.
Lying when getting a policy
You’d be surprised to know how many people tend to lie to their insurance company agents on the details about their car. Most people lie about the number of persons driving the car, where they park it or other things that might seem small but could make you pay for not being sincere. In case of a claim, if the company discovers that you’ve been lying to them they might simply let you off the hook for payment. If you think that it pays off to save a couple of bucks by providing the insurance company with false info, go ahead, but it’s one of the worse things you could do.
Not shopping around when looking for insurance
We understand that getting car insurance might not be your number one life priority, but you can’t say that you don’t have an extra hour of free time just to look at a couple of offers online. Now you don’t even have to bother calling the agencies and asking around when you have most info online. Make sure you shop around and compare similar policies before making your pick.